This 16-Year-Old CFP Exam Passer Is Making Personal Finance "Easy Peasy" | Rishi Vamdatt | 231

What if the person explaining money to your kids has already been doing it for more than half his life, and passed the CFP exam before he could legally vote? Bill and Jackie sit down with 16-year-old Rishi Vamdatt, founder of Easy Peasy Finance. Rishi started learning about money at six, investing at seven, and teaching personal finance on YouTube at eight. But this isn't just a story about an unusually motivated teenager. Rishi offers a surprisingly universal lesson: money gets easier when we strip away the jargon, practice with real dollars, automate the basics, and start where we are.

This episode covers

How Rishi passed the CFP exam at just 16 years old

The childhood experiences that sparked his fascination with money

Why he gave up birthday parties and started investing at age seven

How Easy Peasy Finance grew from kid-friendly three-minute videos into more than 1,300 pieces of financial content

What parents can do to teach kids about money without turning it into another lecture

Why allowances, real-life practice, and even small money mistakes can be powerful teachers

Rishi's simple approach to index funds, automation, and long-term investing

Why financial education should begin before high school

His take on Roth IRAs, 529 plans, Trump accounts, taxes, and estate planning

What a 16-year-old financial educator wants late starters to remember about beginning today