
← Debt Collection Self-Defense24 aug · 18 min
When Debt Collectors Start Re-Aging Your Credit
When Debt Collectors Start Re-Aging Your Credit
📢 Visit killdebt.com — https://parkergpt.ai/yt powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. In this video, Brian Parker breaks down the two clocks that control what can happen with old debt: the FCRA credit-reporting clock and the state statute-of-limitations debt clock. You'll learn how the Date of First Delinquency (DOFD) works, why it does not restart when a debt is sold or paid, and how deb...