Stop Guessing, Build a Smarter Retirement Plan

In this episode of Empty Nest Full Pockets, financial planner Matt Meline breaks down a powerful concept that can transform how you experience retirement: the “Permission to Spend” framework. After years of disciplined saving, many empty nesters still struggle to enjoy their money. Instead of feeling freedom, they feel hesitation — constantly questioning whether they’re spending too much, too soon. Matt explains how this mindset often comes from a lack of structure, not a lack of savings....