Basis Points

← Basis Points30 Jun · 18 min

Dollar Cost Ravaging: Why retirement flips the rules of investing

Dollar Cost Ravaging: Why retirement flips the rules of investing30 Jun18 min

What if the strategy that built your clients' wealth is the same one quietly destroying it in retirement?

A new report from Milford; When Timing Becomes the Biggest Risk in Retirement, suggests that retirement fundamentally changes the maths of investing- including Dollar Cost Averaging.

Ally sits down with Regan van Berlo, Australian Country Manager at Milford, to hear how the report affects the way advisers prepare their clients for retirement.

Chapters:

00:00:00 Why Retirement Changes Portfolio Construction

03:38 Advising Clients 15 to 20 Years Earlier

00:07:04 Managing Sequencing Risk and Drawdowns

00:10:15 Choosing Better Retirement Portfolio Metrics

00:12:25 Building Retirement Portfolios That Last

00:18:02 Practical Advice for Retirement Conversations

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.