Pagos, Remesas Y Adopción Cripto En LATAM: Stellar House Sessions #1

<p>José Fernández has spent over 20 years in fintech. He helped build the crypto ecosystem at PayPal and Venmo for 400 million users, and today he&#39;s VP of Ecosystem at the Stellar Development Foundation, working with the builders reshaping financial infrastructure across LATAM.</p><p>In this conversation from Stellar House CDMX we talk about why Stellar bet on payments before it was cool, how crypto adoption is shifting across the region, and what it&#39;s going to take to reach real scale.</p><p>00:00 Intro and first impressions of Stellar House CDMX</p><p>00:46 Why payments was always sexy (even when nobody saw it)</p><p>01:35 Stellar as financial infrastructure</p><p>03:44 Why the blockchain you choose matters</p><p>05:01 The crypto ecosystem in LATAM and the companies emerging</p><p>06:29 Stellar as a Lego box: how the pieces fit together</p><p>07:54 Distribution: the hardest challenge in the ecosystem</p><p>09:30 Fat Protocols vs. end user experience</p><p>11:33 Mass adoption: who&#39;s going to push the end user?</p><p>12:14 Moneygram, remittances and stablecoin settlement</p><p>14:05 AI and the new builder stack: 157 contributions in 60 days</p><p>15:31 How the SDF supports ecosystem projects</p><p>18:22 Distribution as a competitive advantage</p><p>19:48 Why Stellar House in Mexico City?</p><p>21:06 Closing and where to find José</p><p>José Fernández lleva más de 20 años en fintech. Pasó por PayPal y Venmo construyendo el ecosistema cripto para 400 millones de usuarios, y hoy es VP de Ecosistema en la Stellar Development Foundation, donde trabaja con los builders que están rediseñando la infraestructura financiera de LATAM.</p><p>En esta conversación desde Stellar House CDMX hablamos de por qué Stellar apostó por payments cuando nadie lo veía, cómo está cambiando la adopción cripto en la región, y qué le falta al ecosistema para llegar a escala real,</p>