AI Agents, Bank Dinosaurs and Bluetooth Teeth | Nordic Fintech Highlights April 2026

<p>Welcome back to another monthly Nordic Fintech Highlights episode of Fintech Daydreaming! In this one, your hosts start off by complaining about what a slow news month it was—only to be immediately corrected by Janne, who points out that April was actually buzzing with funding rounds.</p><p><br></p><p>Here’s what we covered:</p><p>The Agentic Economy: Pål highlights SolvaPay, a Swedish fintech that just secured 2.5 million in pre-seed funding to build payment infrastructure for AI agents. As payments shift from humans to machines, we ask the tough liability questions: if your AI agent is tasked to buy 12 eggs but buys 12 chickens instead, whose fault is it?</p><p>Revolut vs. The Dinosaurs: Janne brings us the news of NoCFO integrating with Revolut Business. Pål gets characteristically bullish, calling this another &quot;nail in the coffin&quot; for traditional Nordic banks, warning that they are entirely too arrogant to notice Revolut slowly chewing away at their market share.</p><p>Swedbank Pay &amp; Klarna: Ville covers Swedbank Pay adding Klarna&#39;s payment options. He attempts to explain why this isn&#39;t Swedbank raising the white flag to a competitor, but rather a strategic play to maintain merchant stickiness against global giants.</p><p>The Bluetooth Battle: Janne delivers a genuinely terrible joke about a payment terminal visiting the dentist because it &quot;blew a tooth&quot;. This triggers a historically inaccurate ramble from Ville, forcing Pål to consult ChatGPT mid-episode just to prove that Ericsson and a 10th-century Danish king were involved.</p><p>Come watch us live on stage at the Nordic Fintech Summit in Helsinki on May 21st, where we will be kicking off the day with a live recording! Also, look out for Pål’s new book on progressive modernisation, Rip Out the Core, dropping in late July.</p><p><br></p><p>Episode hosted by Pål Krogdahl, Ville Sointu &amp; Janne Salminen</p><p>Episode produced and edited by Fintech Daydreaming</p><p><br></p><p>- Email us on Hello@FintechDaydreaming.com</p><p>- Fintech Daydreaming home page - https://www.FintechDaydreaming.com</p><p>- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming</p><p>- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/</p><p>- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/</p>