From The Ground Up

← From The Ground Up25 Aug · 29 min

How I Built £4.3M of Property Deals in 2026: Flips, HMOs, Commercial Property & Short-Term Lets

How I Built £4.3M of Property Deals in 2026: Flips, HMOs, Commercial Property & Short-Term Lets25 Aug29 min

<p>What does £4.3 million worth of UK property deals actually look like in 2026?</p><p>In this solo episode of <em>From The Ground Up</em>, Steve Doran breaks down the real property deals he has completed and progressed this year, covering property flipping, commercial property investment, HMOs, short-term lets, private finance, property tax strategies and deal negotiation.</p><p>Steve reveals how he negotiated an Essex probate property and gained huge tax savings through the refurb , he shares how he is investing in commercial property, including buying a light industrial unit through his pension and he breaks down one of his biggest property deals of the year: a £2.5 million Greater London property negotiated down to £1.4 million, with an estimated £2.8 million end value and more than £900,000 of projected profit after refurbishment and costs.</p><p>The episode also explores HMO investing, moving property from a personal name into a limited company, intercompany loans, capital allowances, commercial property cash flow and a £165,000 short-term let that generated more than £25,000 in bookings within its first few months.</p><p><br></p><p>Want to learn more and find out how to transform your financial future in just 2 days? Connect with Steve via <strong>https://stevedoran.co.uk/home</strong></p><p><br></p><p><strong>Key Moments:</strong></p><p>0:00 £4.3M of UK property deals in 2026</p><p>01:23 Probate property flip: £600K asking price to £476K purchase</p><p>03:08 Stamp duty and VAT savings on property flips</p><p>06:11 Funding a property deal with £400K of private finance</p><p>07:09 Buying commercial property through a pension</p><p>08:46 £530K commercial property deal with national tenants</p><p>11:40 Negotiating a £2.5M property down to £1.4M</p><p>13:45 How the deal could generate £900K+ profit</p><p>14:50 Buying a commercial office for £122,800</p><p>15:43 Moving property from personal ownership into a limited company</p><p>18:01 Buying a £165K short-term let property</p><p>19:07 £25K in bookings: short-term lets versus buy-to-let</p><p>20:32 £915K commercial property deal and capital allowances</p><p>23:03 How capital allowances could save £57K in tax</p><p>24:32 The £220K HMO deal that failed mortgage valuation</p><p>26:39 Property due diligence and why volume negates luck</p>