His Father Lost His Life Savings. Now He’s Fixing Finance.

<p>In this episode, Steve Grace sits down with Arjun — founder of inaam — to unpack how a tragic loss of his father&#39;s life savings fueled a mission to disrupt the Australian financial system, and why he believes the local VC ecosystem is fundamentally broken due to a crippling lack of risk tolerance.</p><p><br></p><p>Arjun breaks down the dangerous myth that &quot;impact investing&quot; means sacrificing returns (proving it with a portfolio that outperformed the market), why he famously believes the tagline for Australian venture firms should be &quot;F*ck off,&quot; and how he is gamifying financial literacy to help young Australians build wealth without compromising their values.</p><p><br></p><p>They also dive into:</p><ul><li>The &quot;Oligopoly&quot; problem: Why having only three major VCs is stifling Australian innovation</li><li>The reality of building a fintech as a migrant founder and facing racism on the streets of Melbourne</li><li>The irony of being an award-winning innovator who still doesn&#39;t qualify for a National Innovation Visa</li><li>How inaam combines education with execution to bridge the wealth gap</li><li>Why email is a terrible leadership tool and the power of the &quot;Communication Triangle&quot;</li><li>The &quot;Non-Linear&quot; career path: From investment banking to losing it all, to building a unicorn contender</li></ul><p><br></p><p>Timestamps: </p><ul><li>0:00 From investment banking to startup founder </li><li>6:45 Arriving in Melbourne 3 weeks before lockdown </li><li>10:27 The &quot;F*ck Off&quot; critique of Australian VCs </li><li>11:04 Why Australia has capital but zero risk tolerance </li><li>15:22 The Origin Story: Losing his father&#39;s life savings </li><li>17:20 Debunking the myth: Impact Investing vs. High Returns </li><li>23:30 The reality of racism and the migrant founder experience </li><li>28:16 The struggle to get a National Innovation Visa </li><li>36:00 Why email kills culture: The Communication Triangle </li><li>43:10 How to start investing with just $10</li></ul><p><br></p><p>Links: </p><ul><li>inaam → https://www.inaam.me/</li><li>Connect with Arjun → https://www.linkedin.com/in/arjunagarwal1996/</li><li>The Nudge Group → https://thenudgegroup.com/</li><li>Give It A Nudge Podcast → https://www.youtube.com/@giveitanudge/</li><li>Steve on LinkedIn → https://www.linkedin.com/in/stevegrace/</li><li>The Trouble With People → https://thetroublewithpeople.substack.com/</li></ul>