Episode 115 | RRSP vs. TFSA, beneficiary pitfalls, and much more: timely tax and estate strategies with John Natale

Hosts Kevin Headland and Macan Nia recently sat down with John Natale, Head of Tax, Retirement & Estate Planning Services at Manulife, to unpack:

• The real world trade offs between registered retirement savings plans (RRSPs) and tax-free savings account (TFSAs);

• Why successor holder designations can spare families tax and paperwork;

• A time sensitive spousal RRSP contribution opportunity after a death;

• Cross border (U.S.) TFSA considerations;

• Using segregated funds as a liquidity “cash wedge” after death; and

• Why the value of financial advice extends far beyond portfolio returns.

Take a listen for practical, plain language insights you can bring to client conversations today.