The Retirement Prediction Board: Which Risks Are Most Likely?

What if the biggest retirement risks aren't the ones you can predict? David Gagnan explores the retirement “prediction board,” examining how inflation, market volatility, health changes, taxes, and shifting retirement timelines can affect long-term plans. He also discusses why income planning matters just as much as saving, the realities behind low withdrawal rates, and whether the traditional 401(k) approach still fits today's retirement landscape. The conversation focuses on preparing for uncertainty, stress testing financial decisions, and building a retirement strategy that accounts for more than investment returns alone.

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