Building the AI Financial Operating System for European SMEs - Thomas Vles (GoDutch)

One of the fastest growing fintech companies in Europe. 22,000 business users. Billions processed. 37% growth every single month.

All in less than two years, and they’re just getting started.

Today I sat down with Thomas Vles, founder and CEO of GoDutch, the business bank that saves entrepreneurs time and money. Former CEO at Tellow and CRO at Ageras. One of the most clear-eyed fintech builders I have spoken to.

Over how you build a finance OS for European SMEs in a market full of established names and still grow faster than you can handle. Over why caring, is the real engine behind 37% monthly growth and near-zero churn. Over what it takes to scale from the Netherlands across Europe, and why the timing has never been better.

📌 What you'll discover in this episode:

* From strategy consultant to serial founder with multiple exits

* How GoDutch grew from idea to 37% MoM growth in less than two years

* 200,000 exclusive leads built without paid marketing in year one

* Why he deliberately capped his own growth, and what that says about how he builds

* The future of banking when AI becomes the interface and banks become invisible infrastructure

* What separates a business account from a finance operating system

* Series A on the horizon: what he's looking for and why now