Are you on track to retire? Why that’s the wrong question

Most people who care about money — especially those with big student loans — eventually end up worrying, "Am I on track to retire?" But that’s not the right question. Today, I break down why obsessing over retirement misses the point, and explain how shifting your focus to what you actually want in the next year can have a much bigger impact.

Plus, I get real about what happened when I chased early retirement myself — and what really mattered in the end.

Key moments:

(02:36) What financially interested people get wrong and why planners aren’t just for the ultra-wealthy

(05:44) What keeps high earners from enjoying their money

(07:12) My own early retirement attempt and the surprising lesson it taught me about purpose

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