
← The Payments Guy®4 jul 2025 · 11 min
VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes
VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes
In this episode, Frank covers Visa’s new VAMP fraud rules and what they mean for high-risk merchants. He explains how chargebacks and TC40 fraud reports now combine into a single fraud ratio—and why exceeding 0.9% could get your account shut down. With acquiring banks under stricter pressure, over 250,000 merchants are expected to be terminated by year-end. Frank shares what merchants must do to stay compliant, plus how tools like PayDiverse’s VAMP Monitoring can help. In this episode, these ...