FEMA's Risk Rating 2.0 anyway? | Tidal Flooding Talk (6/30/26)

<p>Tom Heist from Heist Insurance, an Alera Group Company <a rel="noopener noreferrer nofollow" href="http://www.heistinsurance.com" target="_blank">(www.heistinsurance.com)</a>, explains FEMA’s new Risk Rating 2.0 program. He talks about how it is different from the old Risk Rating 1.0, and what homeowners can do to lower their flood insurance costs.<br /><br />In this episode, we learn how flood zone maps have changed over time. We also look at new technology like satellite pictures and drones that help measure flood risk better. Finally, we share easy, practical tips that homeowners can use to reduce their risk of flooding and save money on insurance.<br /><br />Experience Tidal Flooding Talk every Tuesday night, America’s leading show on coastal flooding resilience. Hosted by the New Jersey Coastal Coalition, which formed after Superstorm Sandy in 2012, it empowers leaders with dynamic workshops. Visit <a rel="noopener noreferrer nofollow" href="http://njcoastalcoalition.com" target="_blank">njcoastalcoalition.com</a> to learn more!<br /><br />Chapters<br /><br />00:00 Introduction to Risk Rating 2.0<br />03:17 Understanding Risk Rating 1.0 vs 2.0<br />06:03 The Role of Data in Flood Insurance<br />09:08 Flood Zones and Their Relevance Today<br />11:53 Community Involvement and Flood Insurance Discounts<br />12:53 Technological Advances in Insurance Assessment<br />13:51 The Impact of Hurricane Sandy on Communities<br />17:06 Mitigating Flood Risks Through Elevation and Insurance<br />20:09 Strategies for Saving on Flood Insurance<br />23:58 Common Misconceptions About Flood Insurance<br />29:11 TFT Outro.mp4</p>