Why Nobody Teaches You How Credit Scores Really Work | Reza Rahman (ep. 256)

<p><strong>Why do so many intelligent people struggle with money, even when they work hard?</strong></p>

<p>In this episode of the WS Podcast, Wojtek sits down with <strong>Reza Rahman</strong>, Founder & CEO of <strong>Ava Finance</strong>, to uncover how the modern credit system really works, and why understanding it could save you thousands of dollars throughout your lifetime.</p>

<p>Your credit score influences far more than most people realise. It affects the interest rates you pay, your ability to buy a home, finance a car, and even the opportunities available to you. Yet millions of people are never taught how the system actually works.</p>

<p>Together, we explore:</p>

<ul>

<li>what a <strong>credit score</strong> really measures</li>

<li>the habits that build excellent credit over time</li>

<li>the difference between <strong>good debt</strong> and <strong>bad debt</strong></li>

<li>why <strong>compound interest</strong> can either build wealth or trap you in debt</li>

<li>how AI can help people make smarter financial decisions</li>

<li>why the financial system often feels unnecessarily complicated</li>

<li>how technology can simplify personal finance without taking away your control</li>