DAS recap and why Open Banking Failed Accountants (And What Comes Next) | Ask the Accountant #206

<p>Are traditional bank feeds and Open Banking failing to deliver on their original promises? In this episode of <em>Ask the Accountant</em>, hosts Aaron Patrick and Johann Goree clash over the rapid emergence of embedded accounting technology and AI-native general ledgers (including Briefcase and Digits).</p><p>Aaron argues that deep integrations—where core accounting software acts as the native operating engine inside banking platforms like Tide, Mettle, and Revolut—represent the biggest shift since cloud accounting. Johann challenges this view, cautioning that single-vendor lock-in defeats open accessibility, while migration walls, API stability, and client friction remain major roadblocks for established firms.</p><p>The discussion covers 24-hour feed delays, granular permission controls, Making Tax Digital (MTD) readiness for sole traders, DAS announcements, and whether giants like Xero are losing ground.</p><p>Tune in for an unfiltered breakdown of the evolving fintech landscape. Don't forget to like, subscribe, and share your thoughts in the comments!</p>