Aussie FIRE | Financial Independence Retire Early

← Aussie FIRE | Financial Independence Retire Early17 jul · 53 min

83. Should you switch to the newest (and cheapest) ETFs?

83. Should you switch to the newest (and cheapest) ETFs?17 jul53 min

Would you sell your ETFs just to save 0.1% a year in fees?

In this episode, Hayden and Dave unpack some of the newest additions to the ETF marketplace, and work out where (if anywhere) they'd fit in a long-term portfolio.

They cover:

👉 BGBL vs VGS: half the management fee for basically the same portfolio, and why switching isn't free once tax enters the picture

👉 VDAL, Vanguard's answer to DHHF: all-growth and all-in-one, minus VDHG's 10% bonds, and when one-fund portfolios make the most sense

👉 EMKT and factor investing: why this emerging markets fund has outpaced VGE, and the catch of paying guaranteed fees for an unguaranteed outcome

👉 Currency hedging, finally explained: what HNDQ actually does differently to NDQ, and who might genuinely need it

👉 V500 and A300, the new cheap rivals to IVV and VAS, and whether brand power beats a lower fee

👉 Old-school LICs trading at 15% discounts: buying a dollar of assets for 85 cents, and the risks hiding in the bargain

Happy EOFY from pearler! Sign up in July using the code AUSSIEFIRE for 12 months worth of free trades 💸

And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Questions, disagreements or your own scenario: hello@aussiefirepod.com or reach out on socials at Strong Money Australia and Pearler.