Expanding Access: How Alternative Data Helps Evaluate Thin Files and Drive Financial Inclusion

In this episode of Credit in Focus, we explore how alternative data is helping lenders expand access to credit for thin‑file and credit‑invisible consumers, without increasing risk. Drawing on research from over four million credit card applications, we break down why nearly a quarter of applicants lack a traditional credit footprint and how solutions like RiskView™ make 95% of them scorable. Join Zach Tondre and Kristin Carlson-Vinjamuri as they unpack key findings, including how positive al...