Exploring New Perspectives at Camp FI | 9 to FI 053

<p>Camp FI Rocky Mountain Week 1.5 Takeaways: Community, Drawdown Strategies, and Life After FI</p><p>Elliot and Josh recap their trip to Camp FI Rocky Mountain Week 1.5, comparing travel routes and sharing takeaways. Josh prepared by researching communication strategies to manage introversion and anxiety in groups, practiced meeting people, and noted how uniquely receptive the FI community is versus everyday life. They discuss the camp’s retiree-leaning vibe, insights from “veterans” on drawdown strategies and sequence-of-returns risk (including skipping COLA increases), and the challenge of giving themselves permission to spend after strong market returns and added income streams. Key themes include community as “chosen family,” physical and mental health, and sessions emphasizing emotional wellbeing and therapy. They mention mixed reactions to a crypto session, credit-card maintenance, using a fee-only advisor/CFP, 72(t) strategies, camp activities like hiking and pickleball, and Josh’s 4,000+ mile post-camp road trip and reflections on a personal “wonderful life” policy statement.</p><p>00:00 Saturday Morning Kickoff</p><p>00:27 Getting to Camp FI</p><p>01:48 Introvert Prep and Social Energy</p><p>06:37 Week 1.5 Vibe and Veteran Wisdom</p><p>09:57 Drawdown Strategies and Spending</p><p>15:43 Community and Friendship Building</p><p>23:51 Camp Highlights Pickleball and More</p><p>25:40 Rehab and Youth Sports Madness</p><p>31:53 Content Takeaways Therapy Focus</p><p>37:58 Finance Action Items CFP Cards 72t</p><p>44:10 Cons Sleep and Not Enough Time</p><p>49:02 Personality Types and Social Circles</p><p>53:20 Post Camp Road Trip Recap</p><p>57:49 Wonderful Life Statement and Wrap</p><p>Do you have feedback or suggestions? We want to hear from you!</p><p>Contact Elliot: <a href="mailto:Elliot@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Elliot@ninetofipod.com</a></p><p>Contact Josh: <a href="mailto:Josh@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Josh@ninetofipod.com</a></p><p>Josh’s other podcast: <a href="https://open.spotify.com/show/4foNu6PXBBTnj7LRPUWeSd?si=380e77ecc4524baf" target="_blank" rel="ugc noopener noreferrer">Stuck In Beta</a></p><p>Josh’s YouTube channel: <a href="http://www.youtube.com/@howtofixitworkshop" target="_blank" rel="ugc noopener noreferrer">How To Fix It Workshop</a></p><p>Any of these products help the show. Thanks for your support!</p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">Buy Us a Coffee⁠</a> - One time donation or monthly, it’s up to you</p><p>We both use<a href="https://my.mintmobile.com/refer/aEWp5rL" target="_blank" rel="ugc noopener noreferrer"> ⁠Mint Mobile⁠</a> and save a ton on our phone plan:<a href="http://fbuy.me/vgAmz" target="_blank" rel="ugc noopener noreferrer"> ⁠</a></p><p><a href="https://empowerreferral.link/joshuaepley" target="_blank" rel="ugc noopener noreferrer">⁠Empower⁠</a> is Josh’s choice for Net Worth and Budgeting</p><p>Wanna create a podcast? We use<a href="https://descript.cello.so/IVNVNzQT7Gf" target="_blank" rel="ugc noopener noreferrer"> ⁠Descript⁠</a></p><p>Looking for a new credit card?  We’re big fans of<a href="https://www.referyourchasecard.com/226d/VXSG31N8OF" target="_blank" rel="ugc noopener noreferrer"> ⁠Chase⁠</a></p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">⁠</a>Want to save money on gas, groceries and dining out? Try<a href="https://upside.app.link/JOSH56339" target="_blank" rel="ugc noopener noreferrer"> ⁠Upside!⁠</a></p><p>Books mentioned in this episode:</p><p>Come find us and subscribe on <a href="http://www.youtube.com/@9toFI" target="_blank" rel="ugc noopener noreferrer">YouTube</a>: <a href="http://www.youtube.com/@9toFI" target="_blank" rel="ugc noopener noreferrer">http://www.youtube.com/@9toFI</a></p><p><br></p>