The Life Insurance Industry Has A $235 Billion Problem | Tom Gober

Learn what the $235 billion problem hiding inside the life insurance industry means for your policy and how to tell if your carrier is financially sound. In this presentation, Caleb Guilliams hosts Tom Gober (Deep Dive Analytics), a 41-year insurance examiner, who explains how to read a carrier's statutory annual statement to judge surplus, reinsurance and transparency.

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Chapters:

00:00 Introduction and Trailer

00:56 Why Carrier Choice Matters Most

02:32 Statutory vs. GAAP Accounting

03:05 You Can Only Claim the Carrier