New SBA rules Nobody is Talking about and how they're GOOD For buyers

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See my video on ‘Non-SBA Deal Financing’ to learn more https://youtu.be/Pwa_EsrHl58

**New Video Alert!

New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean.

In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers.

The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing.

If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential.

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Chapters:

0:00 Navigating the New SBA Lending Landscape

1:03 Why These SBA Changes Are Actually Good News

1:54 The Dangerous Reality of the Day Two Problem