Episode 19: VA to Non-QM: Decoding the 5 Loan Types with the Mortgage Warlock - Philip Chavez

In this power-packed episode of Duty. Honor. Real Estate., we sit down with Philip Chavez, one of America’s most respected mortgage advisors and the founder of Two Doves Lending. With over 25 years in lending and recognized as a top 1% VA loan originator nationally, Philip brings deep insight, precision, and real-world clarity to the conversation around today’s five essential loan types:

✅ VA Loans

✅ FHA Loans

✅ Conventional Loans

✅ USDA Loans

✅ Non-QM Loans

We don’t just explain them, we tactically break them down. With real case studies, practical examples, and field-tested advice, Philip walks us through when and how each loan type works best, specially for veterans, military families, first-time buyers, and the self-employed.

Whether you’re a realtor, lender, investor, or a homebuyer trying to make sense of the noise, this episode is your guide to navigating the modern mortgage landscape with clarity and confidence.

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🎧 Available now on Apple Podcasts, Spotify, YouTube, and more.