Ask An Adviser: Where property is heading, debt recycling and the future of rentvesting with Pat Noll

Property prices are slipping, borrowing power is shrinking and the rules of investing in Australian real estate are changing. So is now the time to buy, renovate or sit tight? Bryce & Ren are joined by Pat Noll, founder of Runestone Finance, to answer your biggest property questions. From the future of rentvesting and negative gearing to debt recycling, offset accounts and unlocking equity to buy shares, Pat breaks down the strategies that still stack up and the costly mistakes investors need to avoid.

In this episode:

00:00 The Property Questions Investors Are Asking

01:43 Australian Property Prices, Interest Rates & When to Buy

05:47 Borrowing Capacity, Affordability & Changing Investor Strategies

12:14 Renovating, Negative Gearing & the Future of Rentvesting

15:41 Established Homes vs Off-the-Plan Property

18:34 Offset Accounts, Redraw, Loan Splits & Unlocking Equity

28:13 Debt Recycling & Borrowing to Invest in Shares

34:52 Managing Mortgage Stress, Refinancing & Fixed Rates

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