Make It Make Cents: Listener Q&A on What to Do With a Raise, Extra Cash, and Spending Guilt

In this listener Q&A episode, Shari Rash answers real money questions from women who are doing a lot right but still want more clarity around what to do next.

Should a raise be saved, invested, or enjoyed?

How much cash is too much cash once your emergency fund is covered?

What if you are saving every month but still feel guilty spending on travel?

And if you are single and managing everything on your own, should you keep a larger cash cushion than someone in a two-income household?

Shari breaks down how to think through these decisions without shame, overthinking, or relying on one-size-fits-all rules.

Because money should not just sit there, disappear, or make you feel guilty for using it. Money should be a tool that helps you live life on your terms.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

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