Scalable, Moss, Augustus: FinTech in the Q3 2026 Review

The FinTech cut of the Q3 2026 review: Moss reached a €1B valuation on a €35M Series C, Pliant passed $100M ARR, Augustus hit $1B while progressing toward a US national-bank launch, and Scalable Capital — €30B in client assets — is pre-marketing the Altersvorsorgedepot ahead of its January 2027 start. Why this matters for FinTech: the sector’s winners now price on operating proof and regulatory position, not blitzscaling — and Uber’s $14.8B Delivery Hero offer shows what platform-scale exits look like when they finally come. Prediction watch: no Profitability Cohort IPO mandate yet (N26, Personio, Flink, FINN). Full article: https://www.startuprad.io/post/germany-startup-ownership-test-q3-2026 — Partnerships: https://www.startuprad.io/become-a-partner