
← Follow The Money: Conversations about money, finance, and the future of wealth.15. Aug. · 33 Min.
Early Retirement Without the 10% Penalty — W/ Rob Townend
<p>On this episode of <em>Follow the Money</em>, Baroness speaks with Rob Townend, a CPA and the founder of Early Retirement Access, about a little-known retirement strategy that can help certain savers access their retirement funds before age 59½ without the usual 10% penalty. </p><p>Rob shares the path that led him from a demanding career in public accounting and corporate finance to a major life reevaluation during COVID, when he realized he needed a different pace and a different relationship with money.</p><p>He breaks down how 72T plans work, who they may be best suited for, and why they’re often most useful for people who’ve saved consistently but need flexibility before traditional retirement age. </p><p>Baroness and Rob also discuss the risks, the importance of careful planning, and how financial freedom can mean more than just accumulating money — it can mean creating choices.</p><p>GUEST CONTACT DETAILS</p><ul><li>earlyretirementaccess.com</li></ul><p></p>