FTM 509: Wall Street’s Retirement Trap (Barry James Dyke on 401(k)s, Target-Date Funds, and the 4% Rule_

Is America’s retirement system really built to serve retirees, or is it built to serve Wall Street?

In this episode of Follow the Money, Jerry Robinson welcomes back longtime guest and author Barry James Dyke for a hard-hitting conversation on what Barry calls Wall Street’s retirement trap.

Barry, author of The Pirates of Manhattan and The Retirement Ruse, explains why America’s retirement system is failing so many workers and retirees. Jerry and Barry discuss 401(k)s, target-date funds, the 4% withdrawal rule, collective investment trusts, private credit, sequence-of-returns risk, and the need to think more seriously about retirement income.

They also discuss Barry’s upcoming book, Black Eyes for BlackRock, and the growing influence of major financial firms over America’s retirement savings.

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