
← HerMoney with Jean Chatzky4. Sept. · 30 Min.
The Secret To Building Wealth As A Normal Person
Do you feel like you're middle class? You might not be. Pew Research shows the U.S. middle class has shrunk from 61% of households in 1971 to closer to half today. So what does building wealth actually look like for regular people right now?
This week, Jean sits down with Joel Larsgaard, co-host of the How To Money podcast, to talk about building wealth as a normal person, no finance degree or trust fund required. Joel opens up about the money struggles that shaped his childhood and led him into personal finance, then breaks down his "craft beer equivalent" philosophy: identifying the handful of things worth spending real money on, so you can cut back guilt-free everywhere else.
In this episode:
Why fewer Americans are middle class than they think
Joel's "craft beer equivalent" approach to spending
How to handle "funflation" without going into debt
Simple, specific investing advice for DIY investors
We're giving away signed copies of Jean’s new book, The Forever Paycheck! Leave HerMoney a review on Apple Podcasts, screenshot it, and email it to mailbag@hermoney.com to be entered to win.
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