183. Teen Money Basics - 4 Hacks for Shifting From Anxiety to Agency - Part 2 of 3

<p>Mastering teen money basics is the ultimate key to transforming Gen Z&#39;s financial anxiety into agency and empowerment. In part two of our special series with my 17-year-old stepdaughter, Maddie, we are moving past the psychological traps of spending guilt and laying down highly actionable advice for young adults. We explore how to outsmart the &quot;invisible cash&quot; effect by deleting saved credit cards, using the 24-hour rule to limit impulse buys, and reframing purchases into actual hours worked. From establishing strict student loan rules of thumb for college to embracing an internal locus of control, we outline exactly how to navigate social proof and build resilient financial habits before teenagers step into their next phase of life.</p><p><strong>Get the full show notes, show references, and more information here: </strong><a href="https://www.insideoutmoney.org/183-teen-money-basics/"><strong>https://www.insideoutmoney.org/183-teen-money-basics/</strong></a></p><p><br></p>