Cardano Gets Programmable Tokens: Why CIP-113 Matters

CIP-113 has been merged into the Cardano CIPs repository, moving Cardano closer to a standard for programmable token-like assets.

In this video I break down what programmable tokens are, why they matter for real-world assets, stablecoins and tokenized securities, and how projects could use transfer rules, KYC allowlists, freeze/seize actions and issuer controls without turning every implementation into a custom one-off.

This does not mean every wallet and dApp supports CIP-113 today. It means the proposed standard has taken a major step forward, and now builders, wallets, custodians and projects can start aligning around the same model.

Chapters:

0:00 CIP-113 and why it matters

1:04 What has actually merged

1:44 How Cardano native tokens work today

3:13 Programmable token rules explained

3:55 Stablecoin compliance example

5:20 Real-world asset and property examples

6:01 KYC and jurisdiction controls

7:16 Freeze and seize trade-offs