Non-Consensus Investing: The AI Roll-Up of Main Street

Al Goldstein has started companies before every AI cycle got here — a publicly traded consumer lender, a 13-year-old fintech now eyeing an IPO, and now StoicLane, which has made 90-plus acquisitions since 2021, applying AI to small business services. In this conversation, he and Ram Ahluwalia of Lumida Wealth Management cover the AI-and-education debate playing out in their own households, why banking is quietly becoming one of the most contested categories in tech, his family's journey from the Soviet Union to the American Midwest, and the AI-powered roll-up playbook now being copied across the industry.