Some Insurance Is Just Fear Sold Back to You

<p>Eight years sailing round the world, three kids aboard, and the bare minimum of insurance backed by our own emergency fund. In all that time we never withdrew anything close to what full cover would have cost. Irenka&#39;s broken finger in Martinique that should have been €1,800 and came to €200, the dinghy claim we regretted, the bilge pump that could have voided a total-loss payout, the rabid dog I only worried about months later, and why healthcare outside the US costs far less than most people fear. Insurance can be a safety net. It shouldn&#39;t be a set of handcuffs.</p><p>Cockpit Sessions serialises the book, one section at a time, as a conversation between the two of us.</p><p>The book: <a href="https://www.alanwoodywood.com/books/doit">https://www.alanwoodywood.com/books/doit</a><br>Everything else: <a href="https://www.mothershipadrift.com">https://www.mothershipadrift.com</a></p>