The hidden pay rise in your workplace pension, with Which?'s Paul Davies

<p>Nearly half of people paying into a workplace pension can&#39;t say how much their employer puts in, and one in five don&#39;t know whether their employer would pay more if they did.</p><p>Paul Davies, pensions expert at Which?, joins Edmund Greaves and Chris Tuite to work through new Which? research: what the law says your employer must pay, why the percentages are not taken from your whole salary, how matching works and what to check on your own payslip this week. Edmund and Chris test themselves on air first.</p><p>The episode also covers how often the legal minimum is all an employer pays, how public sector schemes differ and what the Pensions Commission could change when it reports.</p><p>Paul&#39;s Which? guide to public sector pensions: <a href="https://www.which.co.uk/money/pensions-and-retirement/saving-for-retirement/what-is-a-public-sector-pension-aobOd3f81QK1">https://www.which.co.uk/money/pensions-and-retirement/saving-for-retirement/what-is-a-public-sector-pension-aobOd3f81QK1</a></p><p>Our earlier episode on the £100,000 pension tipping point: <a href="https://youtu.be/bjEh2c-4R9I">https://youtu.be/bjEh2c-4R9I</a></p><p>Get the Mouthy Money newsletter: <a href="https://mouthymoney.substack.com">https://mouthymoney.substack.com</a></p><p>Research: Deltapoll surveyed 1,294 UK working adults for Which? between 14 and 17 August 2026.</p><p>General information rather than financial advice. Pension values can fall as well as rise.</p>