The Debt Fund Strategy Behind Whitney Elkins-Hutten's $800M Portfolio | Our Family Invests

<p>Whitney Elkins-Hutten is a partner in over $800 million of real estate and her team just crossed $560 million in loans originated through their debt fund. She breaks down the risk-tiering system she uses to sort a portfolio into cash, debt, and equity, so market volatility doesn&#39;t take her by surprise.</p><p>She explains why she&#39;s valuing cash flow more than ever, how uninterrupted compounding at 9% can quietly outperform a &quot;perfectly executed&quot; real estate deal, and a tax mechanic on debt funds that almost nobody talks about. She also names the specific red flags to watch for in private credit right now: leverage stacking, high loan-to-value funds, and operators who cherry pick their best loans out from under investors.</p><p>And apparently an $800M portfolio still leaves room for high-altitude half marathons, which might explain the discipline.</p><ul><li>How to sort a portfolio into risk tiers before the market forces you to</li><li>Why uninterrupted compounding can beat a &quot;perfect&quot; equity deal over time</li><li>The tax structure that lets debt fund income offset passive losses</li><li>Red flags in private credit and debt fund deals</li><li>What her $560M debt fund targets and how it&#39;s structured</li><li>Why she&#39;s leaning into cash flow over growth right now</li></ul><p>Connect with Whitney Elkins-Hutten: passiveinvestingwithwhitney.com, ashwealth.com, or her book Money for Tomorrow, available on Amazon.</p><p>Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: <a href="https://OurFamilyInvests.com/newsletter">https://OurFamilyInvests.com/newsletter</a></p>