The Year That Almost Broke Them Financially (And What Fixed It)

Send us Fan Mail From Good Habits to a Real Plan: Clarity and Flexibility in the “Messy Middle” Hunter Kelly, CFP and founder of Palm Valley Wealth Management, explains why many high-income young families feel behind despite doing “everything right”: their financial decisions are disconnected habits without a cohesive plan. He shares the story of Tom and Lisa, whose 2024 job loss during a home move, two mortgages, a serious car accident, and drained savings nearly forced a 401(k) withdrawal,...