2028: Ask Farnoosh: What Annoys Me Most About Money? (Encore)

<p>On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future.</p><br><p>Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes...So Money is officially on YouTube.</p><br><p>In this episode:</p><p>•Why you shouldn't feel guilty quietly job hunting before you have an offer</p><p>•The best way to leave an employer professionally while protecting your own career</p><p>•How couples can combine finances without sacrificing independence</p><p>•Why "fair" doesn't always mean splitting expenses 50/50</p><p>•My favorite three-account system for couples</p><p>•The insurance policies every young professional should prioritize—and which ones can probably wait</p><p>•Why your ability to earn an income may be your greatest financial asset</p><p>•When to start thinking seriously about long-term care insurance</p><p>•How to prepare for future caregiving conversations with your parents</p><p>•What to do with an old, empty 401(k) account after your employer changes retirement providers</p><p>•Why cybersecurity deserves a place in every annual financial checkup</p><p>Also in the news:</p><p>•A new prenup trend: More couples are adding "leave the workforce" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving.</p><p>•Money annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I share my own biggest financial pet peeves—from managing kids' allowance to credit card surcharges and New Jersey property taxes.</p><p>•Financial literacy gains momentum: California becomes the 26th state to require a standalone personal finance course for high school graduation, signaling a major shift in how we prepare young people for adulthood.</p><br><p>Resources & Mentions</p><p>•So Money is now on YouTube</p><p>•Columbia Journalism Review's feature on The Montclair Pod</p><p>•Wall Street Journal reporting on caregiving clauses in prenups</p><p>•New York Times article: "6