Upstart's CEO: "Here's What Investors Are Missing"

<p>On <a href="http://youtube.com/@7investing?mc_cid=646f9fc0b3&amp;mc_eid=UNIQID" target="_blank" rel="ugc noopener noreferrer">7investing's Livestream show</a> on August 21, I had a conversation with <strong>Upstart Holdings' </strong>new CEO Paul Gu that included two very important questions.</p><p>You see, I had two outstanding questions about Upstart's future strategy that I just wasn't hearing the media or any other investors asking him. </p><p>So I did.</p><p>The first was:</p><p>"Will Upstart's new secured products like Home and Auto loans will be as disruptive as those for unsecured Consumer loans?"</p><p>Or in other words, <em>will your AI models also have an edge in these new markets too?</em></p><p>And the second question was:</p><p>"How does Upstart intend to use its new banking charter as a competitive advantage rather than as a distraction to its relationship with regional banking customers?"</p><p>Or in other words, <em>will your new banking charter change your business model?</em></p><p>His answers really clarified things and made a ton of sense. </p><p>This short, 15 minute conversation is a must-watch for any investor who owns -- or may soon own -- shares of Upstart Holdings.</p><p>0:00 – Welcome &amp; Introduction to Paul Gu, Upstart CEO<br />1:03 – Upstart's Disruptive Approach to Lending<br />2:02 – Question 1: Can Upstart's AI Models Scale to Secured Loans?<br />6:03 – The Strategy: Compounding Growth Beyond Personal Loans<br />7:01 – Why Upstart's Models Keep Getting Better Over Time<br />9:38 – Auto &amp; Home Loan Growth Stats<br />10:03 – Question 2: The National Banking Charter Explained<br />13:38 – What Investors Are Missing About Upstart<br />14:59 – Closing Thoughts &amp; Where to Learn More</p><p>🔗 Free 7-day 7investing trial: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUM4Zm9rVEkwZWZzYTlxM0doUkswQ0ZRTm9ORHxBR3JiS2FtOW1zNHd4azg3S1RoV0k0LXp6ZmJXTTQ5c0RqUS1ISENqWHRTNE90cHZyR3JsdGxmZDFMUDBmcU9OLVh3MkNOZWxsRVR6R0gxWGozR1FGRzlLanZjTkphb2Y4V1h2&amp;q=https%3A%2F%2F7investing.com%2Fsubscribe&amp;v=boRJWSGUBmA" target="_blank" rel="ugc noopener noreferrer">https://7investing.com/subscribe</a></p>