
← The Clark Howard PodcastNeu · 33 Min.
09.15.26 Ask An Advisor With Wes Moss
How To Build Wealth Without a Tech Job & Hidden Dangers of Coast FI
Forget the myth that you have to work on Wall Street or in Silicon Valley to build massive wealth. Wes reveals the power of the "Everywhere Millionaires" – the 3 million Americans who have accumulated a collective $65 trillion by building unglamorous, low-tech, and non-tech businesses. Discover why tactile, essential industries are producing some of the richest entrepreneurs in the country (including a former hot dog stand owner who sold his business for $1 billion).
Then, Wes issues a crucial warning for young investors drawn to the Coast FI movement. While saving aggressively early in life is fantastic, relying solely on compound interest while taking your foot off the savings gas pedal in your 20s or 30s carries massive hidden risks. Wes explains why life’s unexpected variables mean you shouldn't step back from your financial goals too soon.
Mentioned on the show:
Are You Well Invested? Here’s a 6-Point Check
Backdoor Roth IRA: How High Earners Can Still Contribute
How To Invest a Lump Sum or Cash You've Left Uninvested
Pension vs Lump Sum Calculator - Clark Howard
The Biggest Investing Lesson From Trump Accounts - Clark Howard
All this and more on the September 15, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/askDiscover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com
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Learn more about Wes: