What Would I Do With £250,000 Today?

Episode 90 – What Would I Do With £250,000 Today? If I had £250,000 to invest in commercial property today, what would I actually do with it?

But actually, the number is almost irrelevant.

Whether you have £100,000, £250,000 or £1 million to invest, the thought process should be exactly the same. And my answer probably isn't what you might expect.

I wouldn't start by looking for a property.

In this episode of The Commercial Property Podcast, I explain exactly how I approach investing in today's commercial property market, drawing on more than 30 years of experience in the sector.

Rather than simply telling you which type of property I would buy, I take you through the thinking and decision-making process I use before spending a single pound.

Because one of the biggest mistakes I see investors make is starting with the deal. They see a property, like the yield or the price and then try to make it fit their strategy.

I believe it should be the other way around.

We look at how I would decide what I actually want the £250,000 to achieve, how that would influence the type of commercial property I target and whether I would use borrowing to increase my purchasing power.

I also discuss the niches I would be looking at, the importance of understanding occupier demand and why I would be particularly interested in opportunities where I can create value rather than simply wait for the market to create it for me.

That could mean improving the lease, increasing the rent, strengthening the tenant covenant, changing the use, splitting the property or identifying another asset management opportunity that other investors have missed.

We also look at something I believe is hugely important in the current market: having more than one way out of a deal.