Do Doulas Need Liability Insurance? Alternative Balance Answers Your Questions

Do doulas really need liability insurance? What does it actually cover? And do you need professional liability insurance, general liability insurance…or both?

These are questions that come up ALL THE TIME in doula groups and instead of relying on what someone heard from another doula who heard it from someone else, I decided to go directly to the source.

In this episode of The Doula Darcy Podcast, I'm talking with Miriam Ball and Karissa Norton from Alternative Balance to get answers to some of the biggest questions doulas have about liability insurance.

And I asked them some pretty specific questions.

We talk about:

Why birth and postpartum doulas should consider carrying liability insurance

What can happen even if you didn't actually do anything wrong

The difference between professional liability and general liability insurance

Why having one doesn't necessarily mean you have the other

What happens if a client is injured because of something you did—or something you recommended

Whether your doula insurance covers YOU if you get hurt in a client's home

Why doulas who wear multiple hats need to pay attention to exactly which services their policy covers