AAR66 - Who Wants to Be a Millionaire?

In this special game-show episode of At Any Rate, Evan puts Andrew in the hot seat for a 15-question financial trivia challenge. From guessing 2026 401(k) contribution limits and average new car prices to exposing credit card score myths and gym membership waste, the guys test how well real-world finance metrics match consumer intuition.

Whether you're playing along in the car or looking to sanity-check your own budget, this episode combines surprising macroeconomic statistics with practical behavioral advice on managing debt, bonuses, and grocery budgets.

What You Will Learn

U.S. Credit Score Reality: Why the average American credit score (740) is significantly higher than most consumers assume.

Bear Market Horizons: Why the average bear market lasts only 9.6 months and how "recency bias" tricks investors into staying on the sidelines.

Credit Card Debt Myths: Why 48% of Americans carry a monthly balance—and why carrying debt does not improve your credit score.

The Cost of Driving: How new car prices ($49,000) have pushed average loan terms to a staggering 69 months.

The 60/40 Bonus Rule: How to enjoy workplace bonuses without blowing your long-term savings goals.

Stock Market Non-Participation: Why 38% of Americans hold zero stock investments and how to overcome financial paralysis.

Timestamps

0:00 – Game Show Intro & Rules: Who Wants to Be a Financial Millionaire?

3:42 – Tier 1: Average Credit Scores & 401(k) Contribution Limits ($24,500)