🏘️ Selling Half a Duplex? Check Your Mortgage First! Ugly Lot Photos, US Buyers on PEI, AI Rental Receipts 🤖 IRAC Dismantled, Handshake Deals Are Dead, Restrictive Covenants Matter More Than You Think & Offers Subject to Sale ⚠️

🏘️⚠️ Selling one side of a duplex? Stop — if the mortgage holder hasn't signed off, that deal could die on the lawyer's desk. This episode is your guide to duplex splits, ugly lot photos, US buyers on Prince Edward Island, and the quiet death of the handshake deal. 🎙️ Plus IRAC is being dismantled, AI is now writing rental receipts, restrictive covenants matter far more on PEI than you think, and why so many listings refuse offers subject to a buyer's house selling — hit play for honest Maritime real estate advice. 📲

🏘️ First up: half a duplex. Before you list one side, confirm the two units can legally be sold separately — and that the mortgage holder is fine with it. Skip that step, and you'll find out the hard way, usually about a week before closing. 📝

📸 Then the seller who hated her photos. The vendor didn't like the aerial shots of the subdivision; she wanted pictures of her partially cleared, bush-covered lot instead — brush, scrub and new growth trees front and centre. Here's the thing: you hired an agent to do the marketing. Let your agent pick the photos. Buyers respond to what sells the property, not what the owner is sentimental about. 🌲

🇺🇸 An agent asks: is it still true that a US citizen buying land on PEI has to confirm they plan to move here full time? Great question — and the answer is a lesson in itself. Don't guess, don't go by what someone said at a barbecue. Always cite the actual laws and regulations, and send your client to a lawyer who deals with the Lands Protection Act every week. ⚖️

🤖 AI Corner: creating rental receipts and documents. Landlords, property managers and tenants — AI can build clean, consistent rental receipts, notices and standard paperwork in seconds. We walk through how to do it, what to double-check, and why you should still read every word before it goes out. 🧾

🏛️ Big news on the Island: the government is taking immediate action to dismantle IRAC and build new regulatory bodies with more transparency and more accountability for Islanders. What does that mean for land purchases, buffer zones, non-resident approvals and the next few years of PEI real estate? We break it down. 📋

🤝 PEI used to be a small town where you could do business on a handshake. Not anymore. As more people from away — Ontario in particular — have moved here, everything has become far more litigious. It all has to be in writing. I's dotted, T's crossed, no exceptions. Brokers, take note: your agents may actually need some legal t