Retirement Evolution Series: Why One-Pot Portfolios Fail

Relying on a single standalone multi-asset fund during decumulation exposes clients to a dangerous trio of headwinds: sequencing risk, longevity risk, and behavioural panic.

In this episode, Kimberley Dondo talks to Andy Fear, Investment Business Development Manager at M&G, to explain why structural portfolio design must evolve.

Learn how partitioning client wealth by purpose and combining drawdown, guaranteed income, and smoothed structures like PruFund can mitigate real-world risks and manage client anxiety during market dips.

M&G PruFund now live on Scottish Widows Platform