The Personal Finance Podcast

← The Personal Finance Podcast28. Sept. · 56 Min.

The EXACT System I Use to Manage Every Paycheck

The EXACT System I Use to Manage Every Paycheck28. Sept.56 Min.

Bills first, savings with whatever is left. That is how almost everyone runs their money, and it is supposed to be backwards. Andrew flips the whole sequence and automates every step of it. 

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What You'll Learn in This Episode

The eight-step order every paycheck runs through, and why investing comes first

Why your checking account should only ever be a pass-through

How to cluster your bills so cash flow stops surprising you

The weekly credit card habit that kills revolving balances

Which savings buckets to build once the emergency fund is done