Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A)

In this Q&A Andrew answers eight real listener questions, plus an AI privacy leak that could already have your data sitting in Google search results. 

👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 

👉 Live Call Registration Form:

https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 

What You'll Learn in This Episode

How to pick between a Roth and traditional 401(k) when there is no employer match

Why the ETF versions of these funds let you skip the $3,000 minimum entirely

Whether dividend ETFs like SCHD actually belong in a Roth IRA

The right debt payoff order when you have cash in the bank and a car loan

How to pull income from a brokerage account and stay in the 0% capital gains bracket

What catch-up contributions look like at 50 and 60, and how to run your own catch-up math

The AI setting to turn off before your chats end up in Google search results