Higher Rates. Riskier Mortgages. What Is Going On?

Mortgage rates are climbing again, buyers are turning to riskier loans, and the housing market is somehow giving buyers more choices at the same time.

**So what is actually going on?**

This week on **This Week in Real Estate (tWiRE)**, we're looking at a strange mix of higher rates, weaker demand, rising inventory, and more buyers turning to adjustable-rate mortgages just to make the numbers work.

At the same time, affordability is reshaping where people are buying, builders are facing unexpected competition for land from data centers, and the real estate industry is still dealing with the fallout from commission lawsuits and the ongoing private-listing fight.

**In this live episode, we'll cover:**

* Why more buyers are turning to adjustable-rate mortgages as rates rise

* Whether ARMs are actually as risky as people think

* Why buyers suddenly have more fresh listings to choose from

* Where affordability is still driving strong housing demand

* The hottest Midwest commuter markets right now

* Which metros are leading the country in new construction

* Why data centers are starting to outbid homebuilders for land