Jonathan Satovsky interviews Joseph Wang, co-founder of SyntheticFi

In this episode of Wisdom, Wealth and Wellness, host Jonathan Satovsky speaks with Joseph Wang, co-founder of SyntheticFi, about sophisticated borrowing strategies typically reserved for wealthy institutions. Joseph explains "box spreads," a financial instrument functioning like a zero-coupon bond, enabling borrowing at significantly lower interest rates than traditional bank loans. He covers key topics including tax advantages under Section 1256, risk management strategies like staggered loan rollovers, and why borrowing against assets is often preferable to selling and triggering capital gains taxes. Both guests reflect on what living a truly "rich life" means beyond financial wealth.

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For over 25 years, Jonathan has started with a simple question – How can I help? Driven by a deep curiosity and insatiable appetite for learning, his life’s passion is to solve challenges for others and unlock people’s potential to pursue their dreams. In his dual role as CEO and Chief Behavioral Coach of Satovsky, Jonathan provides leadership, coaching, advanced financial planning, and oversight across client relationships and business operations.

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Jonathan M. Satovsky, CFP, ChFC, CIMA, CPWA, CDFA, DACFP

Satovsky Asset Management, LLC