The Truth About Whole Life Insurance... According to 100 Years of Data | Tom Wall PhD

Is whole life insurance really as bad or as good as people claim? Tom Wall, PhD in retirement income planning examines 100 years of historical data to challenge common assumptions about whole life insurance, retirement planning, risk, and portfolio construction. Learn how whole life compares to traditional fixed-income investments, why it may improve financial flexibility, and where it fits in a modern financial plan.

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Chapters:

(0:00) Introduction: The Whole Life Debate

(0:33) The Financial Adviser's Crisis of Confidence

(3:36) The End of the Bond Bull Market

(5:36) The History & Purpose of Mutual Insurers

(7:09) Human Capital vs. Financial Assets