EP 149 | Every Australian Needs To See THIS - Graeme Holm

<p>Graeme Holm counts four property corrections in Australia, and puts the largest at 5.5 percent. His argument is that trying to time your way around a dip that size, while sitting out years of double digit growth, is the expensive mistake almost nobody adds up.</p><p><br></p><p>Graeme Holm is the founder of Infinity Group and has been in lending for more than 25 years. Recorded after the federal budget changes.</p><p><br></p><p>What you will learn:</p><p><br></p><p>- The size he puts on all four Australian corrections, and why he says timing them costs more than it saves</p><p>- Why rents rising and deposits getting harder to save are the same problem for a first home buyer</p><p>- His argument that a home is capital gains tax free and an investment is not, and what that means for the order you buy in</p><p>- Why he says anyone telling you not to pay tax is broke, and how paying tax is what lets him borrow</p><p>- Why the shift from trusts to companies looks like every other government scheme cycle</p><p><br></p><p>Chapters</p><p>00:00 Time in the market, and why the growth is in years eight to ten</p><p>07:04 What the budget did to the investment market</p><p>14:02 Whether he is doubling down, and the Buffett comparison</p><p>20:50 Four corrections in forty years, and the largest was 5.5 percent</p><p>29:17 The two moments that matter: when you buy and when you sell</p><p>39:24 Why he sells assets every couple of years</p><p>46:22 Why some buyers agents get to ten and stop</p><p>52:59 What risk you are actually insuring against</p><p>1:00:39 Ten seconds on a whiteboard, and serving before selling</p><p>1:07:44 Timing the market against time in the market</p><p>1:14:54 Calling a listener about their budget</p><p>1:22:24 The consolation prizes</p><p>1:29:39 Closing</p><p><br></p><p>The market read is one thing. What you actually buy is another. The four points we score every purchase against, and eight real deals scored against them:</p><p>https://go.bothsides.au/score</p><p><br></p><p>Follow Graeme Holm:</p><p>Instagram - https://www.instagram.com/graeme_holm/</p><p>Infinity Group - https://www.instagram.com/infinitygroupau/</p><p><br></p><p>Related episodes:</p><p>The Australian Dream Is Dead - https://youtu.be/KhAo3_roxkI</p><p>Australia Is At Breaking Point - https://youtu.be/mx9sOxgjong</p><p>How to Escape Poverty and Build Wealth - https://youtu.be/rsZUiBq5rSc</p><p><br></p><p>Bothsides:</p><p>◼ The weekly email - https://bothsides.au</p><p>◼ Dan - https://www.instagram.com/daniel_beardall/</p><p>◼ Watch on YouTube - https://www.youtube.com/@bothsidespodcast</p><p><br></p><p>General information only. Not financial, tax, legal or credit advice. Bothsides is not a mortgage broker or credit provider.</p>