Credit Card Downgrade Strategies with Andrew from pnm.now | Ep 307

<p>Register for our free masterclass on the tools you need to level up your points game</p><p><a href="https://webinar.geobreezetravel.com/?utm_source=youtube"><u>https://webinar.geobreezetravel.com/?utm_source=youtube</u></a> </p><p><br></p><p>Timestamps:</p><p>00:00 Canceling Is Okay</p><p>00:13 Meet Andrew Kunesh</p><p>01:57 Why He Ditched Amex</p><p>03:26 What He Kept Instead</p><p>04:20 Audit Your Benefits</p><p>06:12 How Many Cards Needed</p><p>08:20 Hotel Status Reality Check</p><p>11:19 Airline Status Isn’t Worth It</p><p>13:37 Churning Limits And Burnout</p><p>15:47 Affording The Trip</p><p>18:06 Are Premium Cards For All</p><p>19:31 Downgrade Versus Cancel</p><p>21:58 Avoid Bank Shutdowns</p><p>27:17 Stop Hoarding Points</p><p>30:50 Minimalist Card Picks</p><p>36:03 Final Minimalism Takeaways</p><p>38:39 Where To Find Andrew</p><p>39:17 Closing Thoughts</p><p><br></p><p>You can find Julia at: </p><p>➤ Instagram: <a href="https://www.instagram.com/geobreezetravel/"><u>https://www.instagram.com/geobreezetravel/</u></a> </p><p>➤ Credit card links: <a href="https://www.geobreezetravel.com/cards"><u>https://www.geobreezetravel.com/cards</u></a></p><p><br></p><p>You can find Andrew and pnm.now at: </p><p>➤ pnm.now website:<a href="https://www.pnm.now/"> <u>https://www.pnm.now/</u></a> </p><p>➤ Andrew Instagram:<a href="https://www.instagram.com/akunesh/"> <u>https://www.instagram.com/akunesh/</u></a> </p><p>➤ Andrew on X:<a href="https://x.com/andrewkunesh"> <u>https://x.com/andrewkunesh</u></a></p><p><br></p><p>Opinions expressed here are the author&#39;s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.</p>